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Sun City Palm Desert Residents

Auto and home insurance

Scheduled Pinned Locked Moved General Recommendations
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  • mschwartzM Offline
    mschwartzM Offline
    Mike Schwartz Administrator SCPD Resident
    wrote on last edited by mschwartz
    #1

    I pay Mercury Insurance for auto insurance twice a year. Last year, we paid about $975 (twice a year) for 2 cars (2016 and 2017 models). The bill just came and it’s now $1150. That’s a steep increase!

    I read online that insurance rates are going up a lot. I didn’t expect this much.

    So it works out to about $100/month per car for the 12 months.

    Does this seem reasonable to you?

    On a similar note, we received a cancellation notice for our homeowners insurance. We haven’t chosen or really looked for a new policy yet - it expires in November. Mercury is one of the companies not fleeing the state.

    It may make sense to look to bundle the two.

    Any recommendations?

    If at first you don't succeed, skydiving is not for you.

    To sign in, click here:
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    To create an account (residents of SCPD only), click here:
    https://scpdresidents.org/register

    Click on the >> button on the lower left of the page to show what the buttons do on the left/right sides (desktop/tablet only).

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  • B Offline
    B Offline
    Alice H SCPD Resident
    wrote on last edited by
    #2

    I have had AAA home and auto bundled for several years. No claims so far so I cannot speak for their claim service. However, the customer service has been excellent and the renewal annually so far has been no problem. At this point I would recommend AAA.

    mschwartzM 1 Reply Last reply
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  • mschwartzM Offline
    mschwartzM Offline
    Mike Schwartz Administrator SCPD Resident
    replied to Alice H on last edited by
    #3

    @Bugs said in Auto and home insurance:

    I have had AAA home and auto bundled for several years. No claims so far so I cannot speak for their claim service. However, the customer service has been excellent and the renewal annually so far has been no problem. At this point I would recommend AAA.

    We've been paying about $2600/yr for Home + Earthquake.

    I'll check into AAA. Thanks!

    If at first you don't succeed, skydiving is not for you.

    To sign in, click here:
    https://scpdresidents.org/login

    To create an account (residents of SCPD only), click here:
    https://scpdresidents.org/register

    Click on the >> button on the lower left of the page to show what the buttons do on the left/right sides (desktop/tablet only).

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  • kjbermanK Offline
    kjbermanK Offline
    kjberman SCPD Resident
    wrote on last edited by
    #4

    Mercury cancelled me because my bank was two days late after 30 years. And I bundled home and one car.

    Now I’m paying $450 per month for liability only because of two accidents. 1 minor at fault and the other wasn’t even my fault but I didn’t get a police report. Stupid on my part.

    This insurance situation in California is an abomination.

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  • B Offline
    B Offline
    Brian SCPD Resident
    wrote on last edited by
    #5

    If you qualify, try USAA. Great rates and customer service. If you have a service person in your family, dead or alive, check them out.

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  • kjbermanK Offline
    kjbermanK Offline
    kjberman SCPD Resident
    wrote on last edited by
    #6

    Thank you

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